Privacy Policy

Getting you the mortgage you deserve

Estate Mortgage Group Privacy Policy

Estate Mortgage Group values your personal information and we have adopted the following policy on how your personal information is used and maintained.

  1. We collect, use and disclose your personal information for a variety of reasons: (i) to identify you and verify any information you provide us (ii) to assess your creditworthiness and eligibility for products and services (iii) to recommend particular products and services that may be of interest to you (iv) to present your mortgage application to various lenders and insurers for the purposes of securing and/or renewing a mortgage and/or related service (v) to maintain our client relationship with you so we may serve you better.
  2. You understand that Estate Mortgage Group maintains its own file containing your personal information.
  3. Your file will be kept physically at the office of your independent mortgage planner with Estate Mortgage Group until a loan/mortgage is funded, after which, it is scanned and sent to an Estate Mortgage Group licensed office for compliance review and then electronically stored on the secure Estate Mortgage Group computer systems. Your file will also be subject to the privacy policy of the lender that funds your mortgage review and storage, and electronically on Estate Mortgage Group computer systems. Your file will also be subject to the privacy policy of the lender that funds your mortgage.
  4. While at Estate Mortgage Group the access to your file is restricted to personnel on a need-to-know basis. Our personnel are required to safeguard the confidentiality of your personal information and privacy. We have systems in place which safeguards your personal information and prevents unauthorized access.
  5. Other than as provided under this privacy policy we do not share your personal information without your authorization or when permitted or required by law.
  6. You will have access to your personal information upon request and you may challenge the accuracy and completeness of the information and such information will be amended as appropriate.
  7. If you have any concerns about our privacy policy or require additional information, please contact our office at Info@EstateMortgageGroup.com or call us at 647-575-2005.
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By submitting this application, I/we warrant and confirm that the information given in the mortgage application form is true and correct and I/we understand that it is being used to determine my/our credit responsibility. You are authorized to obtain any information you may require for these purposes from other sources (including, for example, credit bureau) and each such source is hereby authorized to provide you with such information.

I/we also understand that the information given in the mortgage application form as well as other information you obtain in relation to my credit history may be disclosed to potential mortgage lenders, financial intermediary and mortgage insurers, organizations providing technological or other support services required in relation to this application and any other parties with whom I/we propose to have a financial relationship.

By transmitting the online mortgage application you are accepting the terms of the paragraph noted above.

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